Climate breakdown, it turns out, is an equal-opportunity employer - though it pays vastly different wages. This summer, the planet offered a split-screen preview: Europe basked in its hottest day on record, while Nepal drowned under water, mud, and ice, claiming over 750 lives and leaving thousands more unaccounted for. It's almost as if the Earth's fever doesn't respect borders, even if our disaster response budgets do.

Indeed, the crisis has an economic price tag, but some nations can afford the therapy. When wildfires scorched Europe, France scrambled to offer tax breaks for affected businesses, relocation costs, and aid for rebuilding homes - a veritable concierge service for climate catastrophe. The UK, ever the pragmatist, had already deployed nearly £100m before summer to bolster wildfire resilience. Meanwhile, Nepal - a country with neither the fiscal cushion nor the PR machinery - is left counting bodies.

Richer countries might have more resources to cope, but let's not mistake that for immunity. This problem grips the entire planet, however much leaders want to deny it. So while some sip evacuation-center chardonnay and others wade through debris, remember: the planet's fever doesn't care about your portfolio. It's just a matter of who gets the air conditioning first.